When other places tell you “No”, we say “Yes!” A pawn loan or collateral loan is a safe way to borrow money and get cash fast! Getting a pawn loan is quick and easy! Simply bring in any items of value and we will loan you cash! With pawn loans, you don’t have to SELL your gold, family heirlooms or collectibles. The items are returned to you when your loan balance is paid. This leaves you with a valuable asset to use as collateral again in the future! Whether you need $100 to help you get by until your next pay check or $1340 – Pawn Lubbock can get you cash fast! Bring in your items of value such as gold, diamonds, silver jewelry, watches, cameras, televisions, stereos, musical instruments, tools, and firearms – anything of value around the house! One of our friendly Sales and Loan Associates will work with you to get you the cash you need.
For larger loans on items of very high value, call the Manager at the Pawn Lubbock's 19th St. store or contact us directly. We can arrange for you to speak privately with our owner in our Discreet Pawn Office. We loan money on Rolex watches, jewelry, antiques, and valuable collectibles. We understand your need for confidentiality and will do our best to ensure your privacy.
Safe and Reliable Lenders!
Texas has regulated the pawn industry for decades and Pawn Lubbock is a licensed and registered Pawn Broker. We’ve been in business for over 30 years! Our lending practices are governed by the Office of the Consumer Credit Commissioner, or the OCCC. Just like a bank, we follow federal laws such as the Truth in Lending Act and the Equal Credit Opportunity Act. But unlike the other guys, we don’t hassle you with credit checks and a truck load of legal forms! Just bring in any item of value and we will loan you money!
When you pawn an item with Pawn Lubbock, your merchandise is stored in a secured area until your loan balance is paid. You may come in at any time during the loan period to pay the loan balance and pick up your merchandise without penalty. You may also pay your interest and renew your loan.
If you are not able to re-pay your pawn loan in full on its due date, you may ask for a renewal. With a renewal, you pay the interest that has accrued on your loan and a new loan is written. The principal amount of the loan remains the same, as does the interest rate, but the due date is reset for a new full loan term. You may also pay on your principle to lower your loan balance. If you choose, you may surrender your collateral at any time without penalty. It is important to note that 75% of our customers re-pay their loans and pick up their items!